Insurance is an important tool when aiming to provide financial security from unforeseen circumstances or unexpected events; protecting you and your family in the event of your death, a critical illness diagnosis, loss of your income and damage or loss to your home and property.
Most people take out an insurance policy to ensue their financial commitments are met, for example, a mortgage. You pay a monthly premium for a contract that covers you for a specified amount, over a specified term.
Life Insurance (or Assurance as most people know it by) has many forms, including Level Term, Decreasing Term and Whole of Life, and has various options including Critical Illness cover and Income Protection. To add further financial security, you may wish to place your life insurance policy under a Trust.
Other insurance contracts include Buildings and Contents insurance and Accident, Sickness and Unemployment cover, or Mortgage Payment Protection as it was more commonly known.
Whatever cover you require, we have experienced, specialist advisers waiting to provide you with honest, friendly advice, ensuring your aims and commitments are met with only the most appropriate policies and all provided with free quotations and Key Feature Documentation.
As we are independent, we are able to research and offer policies from the whole of the marketplace, giving you plenty of choice and comparison options with competitive premiums.
Our experienced advisers will help determine the best policy for your individual circumstances. Contact us today for a free initial consultation.
We not only ask Andy to assist our staff to find the right mortgage but also pass his details to clients who we believe he can help. Andy does a great job because he knows his market inside out and, he actually cares. He takes a close personal interest in all his cases.
Robbie Orr – Director – Brooking Ruse, Chartered Accountants